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Vehicle Loan · Indicative guide

Vehicle Loan

Cars, two-wheelers and commercial vehicles with hypothecation. Down payment and tenure shape the EMI.

Indicative amountUp to 100% on-road*
Indicative tenure12 – 84 months
Indicative rate9% – 15% p.a.
CollateralVehicle hypothecated

Typical eligibility

  • Indian resident with stable income — salaried or self-employed
  • Down payment norms vary by lender and vehicle
  • New vs used-vehicle terms differ by lender policy
  • CIBIL and existing obligations per lender policy

Typical documents

  • PAN + Aadhaar (KYC as the lender requires)
  • Income proof — salary slips, or ITR for self-employed
  • 6 months' bank statements
  • Dealer quotation / proforma invoice

Why apply through FAST Loan

Dealer finance isn't the only option — we compare indicative lender terms before you sign.

  • Indicative options compared side-by-side — rate, tenure and charges, not just EMI
  • A documentation checklist matched to your profile, so lender review isn't delayed
  • One advisor from first enquiry to lender disbursal — no spam, clear next steps

Apply for a Vehicle Loan with guidance

Tell us the basics — an advisor confirms indicative options for your profile before anything goes to a lender.

All figures on this page are indicative and vary by lender and applicant profile. FAST Loan (Finance Division of AM Group) is a loan facilitation service — not a bank or NBFC. Approval, sanction terms, interest rate and disbursal are decided solely by the lending bank/NBFC as per its policy.

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