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Education Loan · Indicative guide

Education Loan

Studies in India or abroad — with co-applicant and collateral norms that vary by loan amount and lender policy.

Indicative amount₹50K – ₹75L*
Indicative tenureUp to 15 years*
Indicative rate9% – 14% p.a.
CollateralVaries by amount

Typical eligibility

  • Confirmed admission to a recognised course and institution
  • Creditworthy co-applicant, usually a parent or guardian
  • Collateral norms linked to loan amount, varies by lender
  • Course type and prospects often considered by lenders

Typical documents

  • KYC of student + co-applicant, as the lender requires
  • Admission letter and course fee structure
  • Co-applicant income proof and bank statements
  • Collateral papers, where applicable

Why apply through FAST Loan

Timelines are tight around admissions — we sequence documents so lender review doesn't stall.

  • Indicative options compared side-by-side — rate, tenure and charges, not just EMI
  • A documentation checklist matched to your profile, so lender review isn't delayed
  • One advisor from first enquiry to lender disbursal — no spam, clear next steps

Apply for an Education Loan with guidance

Tell us the basics — an advisor confirms indicative options for your profile before anything goes to a lender.

All figures on this page are indicative and vary by lender and applicant profile. FAST Loan (Finance Division of AM Group) is a loan facilitation service — not a bank or NBFC. Approval, sanction terms, interest rate and disbursal are decided solely by the lending bank/NBFC as per its policy.

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