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Business Loan · Indicative guide

Business Loan

Working capital, expansion or equipment finance — secured or unsecured, based on turnover, vintage and banking trail.

Indicative amount₹1L – ₹2Cr
Indicative tenure12 – 84 months
Indicative rate12% – 22% p.a.
CollateralOptional — secured can lower rate

Typical eligibility

  • Business vintage typically 1–3+ years (varies by lender)
  • Turnover and banking trail per lender norms
  • Owner CIBIL usually assessed alongside business health
  • Existing obligations within lender FOIR norms

Typical documents

  • PAN + Aadhaar of entity and owners, as required
  • ITR + GST returns, typically 1–2 years
  • 6–12 months' business bank statements
  • Business registration / address proof

Why apply through FAST Loan

Lenders read your business, not just a score — we match turnover and vintage to the right lender type.

  • Indicative options compared side-by-side — rate, tenure and charges, not just EMI
  • A documentation checklist matched to your profile, so lender review isn't delayed
  • One advisor from first enquiry to lender disbursal — no spam, clear next steps

Apply for a Business Loan with guidance

Tell us the basics — an advisor confirms indicative options for your profile before anything goes to a lender.

All figures on this page are indicative and vary by lender and applicant profile. FAST Loan (Finance Division of AM Group) is a loan facilitation service — not a bank or NBFC. Approval, sanction terms, interest rate and disbursal are decided solely by the lending bank/NBFC as per its policy.

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